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My Debit Card (VISA) is issued by a Greek bank (Piraeus Bank) and has two-factor authentication, for both sending money and making online payments.

When I make online payments, I get redirected to a page where I have to answer a question/answer I've set-up a priori.

The two-factor authentication is optional. I enable it to feel more secure. I don't make too many online payments, but I do at least 5-6 times per month.



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