> Which really doesn't matter since credit cards can be used online
Don't you need the printed CVV for that? Which isn't stored on either the magstripe nor the chip.
edit: 3DSecure would also help if banks cared to push it harder (for instance my bank now disallows all online debit card charges that don't use 3DSecure)
Edit: Even having the track 2 data won't do you any good in reproducing an EMV card. The only way reproducing a mag stripe EMV card is useful, is if it is used at a non-EMV terminal and mag stripe is the only option.
I believe Europe has complete banished mag stripe now.
Don't you need the printed CVV for that? Which isn't stored on either the magstripe nor the chip.
edit: 3DSecure would also help if banks cared to push it harder (for instance my bank now disallows all online debit card charges that don't use 3DSecure)