I'm not in the US but the third party doctrine looks obscene to me, is this saying I'd have no expectation of privacy for my full name/DOB/address/ID because I legally had to give it to a bank to open an account, which is an essential thing to do in the modern world to get paid into nevermind spend money? I absolutely have an expectation of privacy for all of those details, doubly so if I am mandated to provide them to a third party

Yeah, I probably didn't formulate that well enough. What I meant was that they don't care about it. Sure it matters.

Thanks for the link, didn't know about that, sounds awful..