> At many places there's also some nasty politics around siloing where a database is an IT System so it has to be owned by the centralized IT organization, operated by a DBA team, have a budget, be audited by security, etc. and half of those groups look down on Access and want to architect for job security by picking some Oracle/SAP product where even if you have an unlimited budget you are looking at years of guaranteed delay before you can use it with a significant risk of failure.

A space seemingly ripe for Line Of Business Applications As A Service: LOBAAAS :-)

TBH, the whole SaaS took off because of the ability for individual departments to just get their resources using nothing but a company credit card.