My insurance companies and government definitely share that opinion of responsibility. So, yes. But my answer remains "take responibility and mean it".

I'd love to hear you explain how I can get out of paying my car insurance of alimony though with this line of reasoning, though. Could be useful one day.

here is a pro tip: If you call your car insurance and cancel, the government wont make you keep paying it every month.

Much like employment, each party can cancel. You didn't sign a lifelong contract for insurance.