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>They’ll probably just file chargebacks and let you argue with their credit card company.

aka. "we do a little wire fraud"

More seriously, if the merchant has a clearly documented "no refunds" policy they'll probably prevail in chargeback. Also, if you're the type of person who's going to chargeback a $10 umbrella, you're probably not going to have a credit card to do chargebacks with for long.

>The specific actions aren’t really the point, the point is that it rapidly becomes an antagonistic relationship, which is bad for the market in aggregate.

Having a "no refunds" policy is an "antagonistic relationship" now?



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