YT Premium only makes the problem worse by requiring you to log in using an account that is tied to your real world identity and was used for payment processing. You just end up giving more data points to Google to track you, cross-reference with other sources and shove more ads in other platforms, still get native ads, and Google can just add their own ads later (as it is happening step by step with streaming companies).
The flip side s that you don't have to use Chrome+Google for everything. I buy ebooks and watch youtube on it, plus my phone (so I buy android apps via the same google account). And Gmail is my fallback email account so that doesn't see much traffic.
I use 3-4 browsers and because WFH + VM's for coding some incidental sandboxing.