> Use your own server? Great, it's secure software-wise, but if someone broke into your house, it's all of the sudden the worst liability ever.
this doesn't invalidate the rest of your point, but if your data isn't encrypted at rest on your own hardware, that one very particle point? that's your own fault.
you will need some kind of remote mounting mechanism. Imagine you are abroad and your power at home is off for a short period of time. How to boot remotely and mounting the encrypted filesystem?
Not an easy task. You will need some kind of dropbear ssh that you dial into and input your encryption key. Many moving parts. Don't get me started if you have to update the packages due to security fixes.
this doesn't invalidate the rest of your point, but if your data isn't encrypted at rest on your own hardware, that one very particle point? that's your own fault.