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> Homes they can afford to own

In Germany where I live home owners are in the minority (40%). In Europe on average homeownership is about 70%. Yet, we are one of the richest countries in Europe.

Furthermore, buying a house on credit does not mean you own it — since as long as you pay your debt it’s the bank that owns it really.

Finding a partner and maintaining a relationship got nothing to do with owning a home. I am saying that as a dad without owning a house.

Looking at this list:

https://en.m.wikipedia.org/wiki/List_of_countries_by_home_ow...

I am also not really sure I really would want to live in the top countries with the highest percentage of home owners.



Being a tenant in Germany cannot be compared to being a tenant in the US.

Being a tenant in Germany is essentially as stable (if not more stable) as taking a mortgage on a home in the US. This is still the type of stability the state provides, which is quickly disappearing worldwide as all funds go into real estate due to a decade of zero (or negative) interest rates.


If you cannot pay, you will be evicted within 1-3 months.


> Yet, we are one of the richest countries in Europe.

We have strong social security, but Germans have few assets and those aren't really equally distributed. I don't think financial problems are standing in the way of kids though.




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