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Depends how confident you are of the cash flow.

100/h is noce. It is so much nocer if it is going for a year, decade.

If you are worth $100/h but are not getting paid - that is you have cash flow problems, then these are a lot of SaaS to be paying for.

That is a oversimplification but it is (almost) all about cash flow in a small business just getting going



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