There are also cases where insurance works by aligning incentives, to help make early intervention easier.
Take health insurance where you get free stop-smoking plans. It makes the barrier for signing up to such a plan much lower, which is good for you. It also makes the chance of people suffering from lung cancer lower, which is good for your insurer.
Take health insurance where you get free stop-smoking plans. It makes the barrier for signing up to such a plan much lower, which is good for you. It also makes the chance of people suffering from lung cancer lower, which is good for your insurer.