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I have a master's and have also taken all the prereqs for, and am halfway through a 2nd master's. Even if I had paid for all this, all of my education would not have come close to 100k (I know this has been addressed in other comments). All of my coursework after undergrad (roughly 24 courses) was done while working full time. The only real opportunity cost is in undergrad. Some of the first masters and all of the additional course work I've taken have been paid by employers.

Additionally I would say that the balance of course work (requiring an artist to take biology and a biologist to take art) is the most important part of an undergrad degree. In my experience well-roundedness is extremely important in real-world problem solving. It's not entirely surprising that the guy who discovered the quark also spent time reading Finnegan's Wake.



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