Nice article. I'll be very interested to see if the new legislation actually leads to improvements in this area. It's always made me furious that the credit bureaus collect and compile all this information about me that I already know, but then want me to pay to see it in the format they present (unless I live in a state that allows a yearly view for free).
They did stagger that law in by region, but it's completely phased in and has been for a while.
Bear in mind you are entitled to a dump of the raw data they have, but you are not entitled to the final number they call your score. They make you pay for that. In general, it isn't all that useful to know that score IMHO. (At specific times, perhaps, but not in general.)
