In theory, having a chunk in the Roth is a better deal. You pay taxes on that money now, but down the road, you don't have to pay when you withdraw. Assuming it has grown multiple times, you pay much less in taxes by doing it now. And, you are not forced to take mandatory withdrawals when you are older.
I understand the penalty for early withdraw, should you need to do that at some point, is more forgiving with a Roth as well.
